Status Mode
Venaya changes what it highlights depending on the person's stage of life.
Public BetaFree to join. No credit card.
Finally know
where you stand.
A 0–100 financial health score, a dashboard that adapts to your life stage, and calm daily money tracking. No bank login required.
0–100Health score, not just a balance
6Life stages supported
150+Currencies
0Bank logins required
Built different
Adapts to you.
Not the other way.
Venaya Score
A 0-100 financial health signal computed from your real spending, savings, and goals — or try the 2-min quiz, no account needed.
AI Coach
Ask anything about your money. Coach reads your real transactions and responds with context, not generic scripts.
Global setup
Currency, language, country context, and travel spending can adapt over time.
Status Mode
Same app.
Different reality.
Most apps show one dashboard to everyone. Venaya adapts: what matters, what to protect, what to grow — depending on where you are in life.
Get started🎓
First habitsStudent
Small budgets, big decisions
💼
Build stabilityEmployed
Salary rhythm and subscriptions
💻
Runway modeSelf-employed
Irregular income and taxes
🕰️
ProtectionBetween jobs
Priority bills and runway
🌅
Peace of mindRetired
Predictability and essentials
✨
Your rhythmOther
Custom goals, your own pace
Venaya Score
One number.
Seven honest signals.
No account needed. Takes 2 minutes. You get a 0–100 score with a breakdown of what's driving it and exactly what to fix first.
Get my score — free💰
Savings Rate
On average, what percentage of your monthly income do you actively save?
🛡️
Emergency Fund
If your main income stopped today, how many months of living expenses could you cover from liquid savings?
🎯
Budget Discipline
How closely do you follow a monthly budget with spending limits by category?
⚖️
Debt Management
What is your current consumer debt situation?
Pricing
Free to start.
The core product is free: score, budget, goals, manual tracking. Pro adds AI coaching, receipt scan, reports, and subscription intelligence for CHF 7.90/month.
Public Beta · Free
Your money,
finally clear.
Join the beta. Help shape Venaya. No credit card, no bank login, no nonsense.