Money habits 6 min
How to know if your finances are actually okay
A calm checklist behind Venaya's 0-100 score: savings rate, emergency runway, spending pressure, debt, goals, and confidence.
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Venaya Journal
Money questions, answered calmly.
Practical guides for people trying to understand money across different countries, income rhythms, and life stages.
Editor's picks
Budgeting 6 min
Best budgeting app without linking a bank account
A privacy-first guide for people who want financial clarity without sharing bank credentials or connecting every account.
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Money habits 7 min
What is a Financial Wellness Score? The complete guide
A 0-100 metric that measures the overall health of your finances across six dimensions, not just your bank balance. Here is how it works and how to improve yours.
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Country guides 8 min
Best budgeting apps for expats in Switzerland (2026)
Living in Switzerland with income or expenses in multiple currencies? Here are the apps that actually work, and what each one gets right.
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Topics
Life stages 5 min
How to build an emergency fund when income is irregular
A practical runway method for freelance months, part-time income, support money, and unpredictable paydays.
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Country guides 7 min
What to check before moving countries
Currency, bank accounts, tax basics, subscriptions, and the first money decisions that matter when life changes location.
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Country guides 7 min
How to manage finances in multiple currencies
A practical system for tracking, converting, and planning your finances when your life spans more than one currency.
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Money habits 6 min
Venaya vs YNAB: which budgeting app is right for you?
YNAB is the gold standard for zero-based budgeting. Venaya is built for internationally mobile people. An honest comparison.
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Product 4 min
The seven questions behind Venaya Score
Savings, emergency fund, budget discipline, debt, habits, goals, and confidence. Why those seven, and what they reveal.
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Budgeting 5 min
How much should you keep aside each month?
A simple way to think about essentials, flexible spending, savings, and one small safety buffer.
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Goals 4 min
Why goals feel easier when you can see them grow
The psychology behind turning abstract targets into a living garden you can return to every week.
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Product 6 min
What life stage mode changes inside a finance app
A student, a freelancer, and someone between jobs should not receive the same financial dashboard.
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Money habits 6 min
Venaya vs Mint: the honest comparison (2026)
Mint shut down in 2024. If you are looking for an alternative that actually tells you if your finances are okay, here is how Venaya compares.
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