What is a Venaya Score?

A Venaya Score is a 0–100 number that measures your overall financial health across seven dimensions: savings rate, emergency fund, budget discipline, debt management, spending awareness, goal clarity, and financial knowledge. Higher scores reflect stronger, more resilient money habits.

How is the Venaya Score calculated?

The public quiz uses 7 self-assessment questions to estimate your score. Each question corresponds to a financial health dimension and has weighted point values. Your total out of 100 places you in one of five tiers: Seed (0–34), Sprout (35–54), Leafing (55–71), Blooming (72–84), or Thriving (85–100).

Is the Venaya Score free?

Yes. The public score quiz is completely free and requires no account. It takes about 2 minutes and gives you a personalised breakdown and action roadmap.

What is a good financial wellness score?

A score of 55 or above (Leafing tier) indicates solid financial fundamentals. Scores of 72+ (Blooming) reflect healthy savings, low debt, and clear goals. The Thriving tier (85–100) represents excellent resilience across all seven dimensions. Most people start in the Seed or Sprout range and improve through consistent habits.

How can I improve my financial wellness score?

The fastest score improvements come from: building an emergency fund of at least one month of expenses, setting a consistent savings rate, tracking spending by category, and defining at least one clear financial goal with an amount and target date.

What's your Venaya Score?

Back to Venaya

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Your financial health

Venaya Score

Answer 7 honest questions about your real money habits. You'll get a 0–100 score, a breakdown of your weakest areas, and a step-by-step roadmap of what to work on first.

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7-dimension breakdown — see where you're strong and where to focus

Personalised roadmap calibrated to your weakest areas

Free, no account needed, takes about 2 minutes

7 questions · ~2 minutes · be completely honest with yourself

Free Venaya Score check