Pricing

Start free. Upgrade only when Venaya earns it.

Free covers the core money experience. Pro is for unlimited personal intelligence. Teams is for shared planning. Business is for companies, universities, advisory firms, and teams building financial wellness programmes. Safety, privacy, recovery, and data control stay available to everyone.

Free starts without a card. Pro starts with a 14-day trial through Stripe: no charge until the trial ends, cancel anytime, and Venaya stores only the plan status needed to unlock features.

Core money habits

Free

For anyone starting, rebuilding, studying, moving, or simply wanting clarity.

CHF 0forever
No credit card required
Track income and expenses without connecting a bank.
Monthly limits, categories, and spending progress.
Plan emergency funds, trips, education, and future milestones.
A 0-100 signal for financial health.
Simple nudges from recent spending, budgets, and goals.
Goals that grow visually as you save — progress that feels alive, not like a spreadsheet.
Add spending in another currency with your own exchange rate.
A clear English experience now, with more languages planned carefully.
Create free account
Available

Unlimited personal intelligence

Pro

For people who want Venaya to save time, forecast pressure, and model decisions.

CHF 7.90/ month
14-day trial · no charge today · cancel anytime
Everything in Free
Unlimited personal transactions, budgets, goals, subscriptions, score history, and insights.
Upload receipts and review extracted details.
Split one purchase into two linked entries across different categories.
Forecast bands, scenario modelling, and future cash warnings.
Bills, renewals, tax dates, and goal milestones.
Assets, liabilities, and long-term trend.
Portfolio snapshots, allocation, and risk context.
PDF/CSV reports for budgeting, taxes, goals, and forecasts.
Renewal alerts, cancellation support, and yearly/monthly optimization.
AI automatically categorizes spending so you see where your money goes every month — no manual tagging.
Explainable AI guidance and scenario coaching.
Track trips, multi-currency expenses, and budget by destination.
Guided financial reconfiguration for major life changes — new job, move, family, retirement.
Upgrade to Pro
Planned

Households and shared planning

Teams

For couples, families, roommates, and small groups who plan money together.

TBD/ member / month
Everything in Pro
Family, couple, household, and shared goals.
Separate private money from shared household planning.
Track household bills, renewals, and split responsibilities.
Plan life events, trips, moves, and family milestones together.
Get early access
Planned

Companies, universities & advisors

Business

For companies, universities, advisory firms, and HR teams building financial wellness programmes.

Custom
Everything in Teams
Deploy Venaya as an employee or student financial wellness programme — branded, managed, and measurable at scale.
One view to answer: Where is my money coming from? Which business is most profitable? What is my runway? What should I focus on next?
Forecast business income, bills, invoices, and runway across multiple income streams.
Client-safe review views for coaches, advisors, and support teams — with consent-based access to relevant data.
Structured reports for taxes, bookkeeping, and audit trails.
Role access, activity logs, retention controls, and admin review.
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Free starts without a card

Create your account and use core tracking without a credit card or bank login. Pro billing is optional and handled by Stripe.

Manual-first privacy

You enter your data. No scraping, no bank login, no data selling.

Paid only when it pays back

Pro, Teams, and Business earn their price by saving time, reducing financial stress, or making better decisions clearer — for individuals and organisations alike.