Pricing

Start free. Upgrade only when Venaya earns it.

Safety, privacy, recovery, and data control stay available to everyone — free forever.

Free

Daily clarity

Essential tracking, budgeting, and financial health score.

Pro

Personal intelligence

Forecasting, automation, reports, and AI coaching.

Teams

Shared planning

Households and groups who plan money together.

Business

Programmes & admin

Companies, universities, and advisory firms.

Free starts without a card · Pro: 14-day trial, no charge until it ends, cancel anytime

Core money habits

Free

For anyone starting, rebuilding, studying, moving, or simply wanting clarity.

CHF 0forever
No credit card required
Track income and expenses without connecting a bank.
Monthly limits, categories, and spending progress.
Plan emergency funds, trips, education, and future milestones.
A 0-100 signal for financial health.
Spending snapshot, model verdict, action radar, and key metrics — the Pulse view is always on.
Goals that grow visually as you save — progress that feels alive, not like a spreadsheet.
Add spending in another currency with your own exchange rate.
A clear English experience now, with more languages planned carefully.
Create free account
Available now

Unlimited personal intelligence

Pro

For people who want Venaya to save time, forecast pressure, and model decisions.

CHF 7.90/ month
14-day trial · no charge today · cancel anytime
Everything in Free
Unlimited personal transactions, budgets, goals, subscriptions, score history, and insights.
Upload receipts and review extracted details.
Split one purchase into two linked entries across different categories.
Forecast bands, scenario modelling, and future cash warnings.
Bills, renewals, tax dates, and goal milestones.
Assets, liabilities, and long-term trend.
Portfolio snapshots, allocation, and risk context.
PDF/CSV reports for budgeting, taxes, goals, and forecasts.
Renewal alerts, cancellation support, and yearly/monthly optimization.
AI automatically categorizes spending so you see where your money goes every month — no manual tagging.
Sage reads your transactions, goals, and score to give you specific, grounded guidance.
Track trips, multi-currency expenses, and budget by destination.
Guided financial reconfiguration for major life changes — new job, move, family, retirement.
Upgrade to Pro

Free starts without a card

Create your account and use core tracking without a credit card or bank login. Pro billing is optional and handled by Stripe.

Manual-first privacy

You enter your data. No scraping, no bank login, no data selling.

Paid only when it pays back

Pro, Teams, and Business earn their price by saving time, reducing financial stress, or making better decisions clearer.

Coming next

Teams

Households & shared planning

Shared goals, member permissions, household subscriptions, and coordinated roadmaps — for couples, families, and roommates.

Get early access

Business

Companies, universities & advisors

Enterprise wellness programmes, advisor workspaces, business cash flow, tax-ready exports, audit controls, and role permissions.

Contact us

Full feature comparison

Everything in Venaya, organised by plan.

FeatureFreeProTeamsBusiness

Core tracking

Manual transactions
Budgets & categories
Goals with visual savings progress
Venaya Score (0–100)
Pulse insights — spending snapshot & action radar
Manual currency conversion

Pro intelligence

Unlimited workspace (transactions, budgets, goals)
Advanced forecasting, scenarios & model (Insights Pro)
Automatic categorization
Receipt scan & split transactions
Calendar planning (bills, renewals, milestones)
Net Worth tracking
Investments overview & allocation
PDF / CSV Reports
Subscription optimization & renewal alerts
Sage AI coach (fully locked — 30 conversations/month)
Travel Mode (multi-currency trips)
Life events guidance

Teams & shared

Shared goals and household planning
Member permissions (private stays private)
Shared household subscriptions
Shared roadmaps (trips, milestones, family)

Business & enterprise

Enterprise wellness programmes
Entrepreneur dashboard & multi-business view
Business cash flow forecasting
Advisor workspace (consent-based client access)
Tax & admin exports
Audit controls & role access

Security & privacy

Account security (password, session, recovery)
Privacy controls & data export